Chapter 03
Family & Legacy
Everyone she loves calls her something different. Everyone means the same thing.

At home
03 · i
The title she answers to fastest has never been General Manager.

How it was built
December 1996

She met her husband at the Onitsha Youth end-of-year party in Lagos.
What the house runs on
- God at the centre
- Celebrating every moment as a family
- Respect for elders
- Strong family bonds
- Giving, and helping others
- Supporting each other
- A home where people are welcomed, and are at peace
In her own words
The girl washing the plates
December 1996, an end-of-year party in Lagos, and nobody willing to wash up.
In early 1996 myself and a group of friends, Onitsha youths, decided to form an Onitsha youth association. We succeeded in forming it, and we were having several meetings. One of the things we decided to do for the end of that year was to have a December party.
At this time I had also started writing ICAN. At the party everywhere was filled up, and I was washing plates, because we were serving food and the plates were no longer available and nobody was ready to wash. So I took the plates and I was washing them.
While I was washing, two men came up to me. One was somebody I knew, also part of the Onitsha youth setup, Dubem Agbakoba; we were family friends too. He came up to me with his friend. This his friend is George Nwokedi, but I didn't know his name at that time. He introduced himself. He asked me what I was doing. I said I was washing plates, we needed to make sure people have plates to eat.
After some time they came back to ask whether I would join them, because they were going for another engagement. I said no, because I needed to be at PI by eight o'clock the following morning. He asked whether they could come and see me in school. I said no, I wouldn't want disturbance in school. I was a triangular student then: from house to library to PI.
But of course, Dubem knew my house. Three weeks later they came to the house, they came visiting. And that was how the friendship started.
From time to time he would buy provisions for me. But truly, because of the intensity of the preparation for ICAN, and knowing the background I was coming from, I didn't have much time.
Sometime in 1997 he asked if I could spare time to visit his dad, because his dad was not feeling well. For some reason he wanted me to meet him. So I went, I met the dad. And it turned out that his dad knew my dad. They were friends. Nothing had been said at this time. I just spent some time with him. And a month or two after that, his father passed on.
After the burial he invited me to their family house in Ajegunle. He had one room there; it was his father's house. My husband cooks very well, and that first day he made okra soup, and for the first time I ate okra soup with uziza leaf. It was fantastic. After I finished eating I just slept. I was coming from school, from PI, mentally drained and tired, and with the delicious okra soup I just went to sleep. Then I woke up and we went home.
That is how we were going until September 1998, when they had his father's first memorial service and he invited me, so I travelled down. It was there, after the memorial service, that we talked, and the next thing, we started planning for the traditional marriage. We had our traditional marriage in December 1998.
One thing I wish to note is that I didn't have a job then. I was still a student. He was very plain and clear with me: he was working as an admin officer at Ikoyi Club, and his salary was five thousand naira. But he loved bikes, and he had a power bike, and he rode it from Ajegunle proudly to Ikoyi where he was working. I was really fascinated by that power bike.
Shortly after the burial he got a job with Boeing. I remember the two of us studied for the interview. I posed as the interviewer, and I would be asking him questions and he would be answering. He went for that interview and, to the glory of God, he got the job. He moved from Lagos to Bonny Island, and he was being paid good money, and before we knew it he bought his first car, a Mercedes 200.
I am proud to say that I drove that Mercedes 200 in the Federal Mortgage Bank in 2007, when I joined the bank. A couple of people said to me, “Ah, madam, you still dey drive Mercedes 200?” And I would say, yes, that is my husband's vintage car, that was the first car he bought. All of you borrow money to buy car, and you are coming to tell me am I still driving Mercedes 200.
He didn't have a good job at the time. I didn't even have a job. But somehow I knew that we were going to be okay. It wasn't so easy: from Bonny he moved to Abuja and I was still in Lagos, so we were shuttling between Abuja and Lagos. But here we are today.
Anything I wanted to do, Mr Nwokedi gave me his maximum support. My career, my charity work. I know that most of the time it wasn't comfortable for him. There was a time we had over nine people living in the house, and we don't even have connection with them. I could see him struggling to understand it, but he never complained.
I jokingly always say that if I had the opportunity to marry again, I would marry into the Nwokedi family. I had fantastic sisters-in-law and brothers-in-law, and above all my mother-in-law. My mother-in-law is the only person I will eat food from the same plate with. Growing up, everybody had their own plate, cup and spoon; you wash it, you go and keep it. But my mother-in-law, I eat from the same plate. I sleep on the same bed with her.
Nobody was ready to wash the plates. So I took the plates, and I was washing them.

Before they came
I had challenges and delay. Two miscarriages, and a still birth at eight months.
Then Igwe, and then Chioma. Raising them, and seeing them turn into fine gentlemen and a gentle lady.
An ordinary Sunday
03 · ii
An ordinary Sunday in the family is usually centred around God and the family.
- Before 7Everybody up, and out. In church by seven.
- Two servicesChioma plays the violin in the second service and serves at the altar. Igwe serves at the altar for both.
- AfternoonHome, lunch, and a little rest.
- 4:30Back to church for brigade practice.
- 6Home again.
- 7:30They eat, and the evening is nobody's but theirs.
- 9:30Bed.
I love our Sundays. Seeing them serve at the altar during service gave me extreme joy. Seeing them at a young age having a relationship with God was very, very fulfilling and reassuring to me.

Her faith
03 · iii
Asked what shaped her, she puts an early spiritual upbringing first, before the schooling, before the career.
HopeStrengthDirectionPurposePeace
RCCG Fruitful Vine, Jabi
Every December her house fills with carols, every denomination welcome, all lovers of God gathered to celebrate.
From Chinedu Ibeagha's tribute
A God-fearing, virtuous mother indeed, the kind Proverbs 31 talks about.
Ada Aneke, her godson's mother
Family has no religion. During Ramadan she visits, breaks fast, and celebrates beside her Muslim colleagues.
From her colleagues' reflections
Only in her house have I seen an enlarged picture of a house help hung side by side with her own children's.
Chinedu Ibeagha · family friend
What was handed down
09 pairs
She never draws this parallel herself. But her account keeps doing the same thing: something her father did for her, and then, a generation later, the same thing done again, by her. What he instilled, she carried, and then handed on.

The house in Onitsha
Her parents had their differences and their children never saw one. Whatever was settled between them was settled out of the children's hearing.
Abuja, primary school
Igwe came home and said he had told a friend his mother and father never quarrel, and the friend said it wasn't true. She asked him: have you ever seen me and daddy quarrel? He said no. “So go back and tell your friend.” Then she told him the rest: that it does not mean they have no issues. “We have our differences, but we resolve them without fighting.”
Her mother's lesson, Onitsha
More than a hundred children in the holidays, taught by one woman who never tried to teach them all herself. She taught the first set, that set taught the next, and she supervised. Her two younger brothers ended up supervisors.
The Federal Mortgage Bank
“I took time to study how she was able to do it.” Delegation, then supervision: the person you delegate to must understand the assignment, you must communicate properly, and you must check that they are flowing with you.
Primary six, Onitsha
A teacher called her voice flat and handed her prize-winning speech to the runner-up. Her father marched back to the school and would not leave until she read her own words.
2014, Abuja
She almost left her son's drawing competition early. Something told her to sit back and see it to the end. The materials they had promised weren't enough. Igwe ran out asking for the pack she had prepared. He took first position. “If I had left, this boy would have been stranded.”
Anglican Girls
Every letter home was read, corrected and returned, every comma, every full stop circled, three or four times, until it was right.
The Federal Mortgage Bank
Memos go back and forth with her until they are something she can defend. She tells her colleagues not to take offence: what you sign tells the next person who you are.
Every visiting day
He never missed one. He came with food enough that her corner fed everyone, and her mother never cooked for her alone.
Her own children's school years
The same, and further: provision made for the children whose parents were not in Abuja, and for their friends.
Late at night, at home
He would take the opposite position on purpose, just to see how she would defend herself.
Before every audit
She does it to her staff, throws something out, watches them struggle, then tells them to calm down. It is how she taught them to face external examiners.
Onitsha
There were always people living in the house, her mother was compassionate, and took them in whether they were family or not.
Her own home
Nine or ten people at one point, none of them relations. Her house became a springboard: some are in the US now, some in the UK, some in Ghana.
His standing rule
“Take the decision, let it be a wrong one, rather than take no decision at all, or delay.”
Every turning point since
The ICAN form signed the same day it was offered. The switch out of political science. Sitting CISA with a one-month-old. She names promptness as the thing she learned from him, and it decided all of it.
A man with just enough schooling to work with white men
He told her education was it, for both male and female, and put her through it as though she were the son he had wanted.
At sixty
A doctorate in international relations, taken in the same year she retired, on top of a chartered accountancy she qualified for having never studied accounting.
On being their mother
03 · iv
- How did she balance the bank and the home?
- I functioned in both spaces and made the best of it. I couldn't actually have any perfect balance.
- What did the career cost?
- Honestly, one of the prices I paid for my career was time. I don't regret working hard and giving my best to my career, but I also recognise that time is the one thing you cannot get back. Surely there were moments I could have been more present, but thankfully my family also understood and supported me.
- What is she proudest of as a mother?
- Not simply what my kids have achieved, but really, the people that they have become. I am proud that I was able to raise them with values, to make them understand that integrity matters, education matters, hard work matters. But above all, that people matter: how you treat people and how you make them feel matter.
- And during the lockdown?
- I was very proud of them during covid time when we had to do home bible study, having fellowship. They were the ones teaching, and it was fantastic.
- What would her children say about her?
- I suspect they would say that mummy is a strong woman. A disciplinarian, hardworking, and perhaps that I stretched their limit, expecting maybe a little too much from them. But I also hope they would say that I love them, and that I was there when they needed me, and that within the constraints I found myself in, I prepared them to the best of my ability for life, instead of making things easy for them. I know they may say that mummy was always busy, and they will be right.
- What would make her a successful mother?
- If they said that mummy taught them hard work, and taught them about integrity, the love of God and care for people, then I would say that I am a successful mother.
The part she is proudest ofThe two of them are sponsoring children through school here in Nigeria, out of the little stipend they earn.
They seek my counsel on issues concerning them, and they follow through. Where they have a different opinion, we discuss, and resolve. Sometimes they follow my advice not because they actually agreed, but because they believe that I could not lead them the wrong way. Most of the time it pays off.
The family she chose
03 · v
Widows, godchildren, other people's daughters; she kept making room.
She's not just my aunty; she's our mother, to me and my children.
You never made me feel like an outsider; instead, you welcomed me as your own.
I thought she was telling me goodbye. Little did I know she had adopted me into her life.
You have shown me what true love is. I love you very plenty, mummy.
To me she is not just my mother's friend but a mentor, a role model and a mother figure.
Rejoice Ministries
Founded 2007
Two decades of quiet giving, told by the people it reached.
She founded Rejoice Ministries in 2007, the same year she joined the bank, and has run it alongside the career ever since: widows, orphans and the less privileged, quietly, for close to twenty years.
- Widows & orphans
- Scholarships
- Youth employment
- The Christmas Carol
- Staff carried quietly
Its purpose, in her words
To reach the underserved, create opportunities, build hope and restore dignity.
- Mentoring younger professionals
- Assisting vulnerable individuals
- Supporting educational pursuits
- Encouraging widows and single mothers
- Providing guidance and practical assistance where possible
These activities are not merely programmes but investments in humanity.
- The senior citizensVisits to the elderly people's homes, and the resources to keep them running.
- The orphanagesMoney, food, provisions and school supplies mobilised and carried in, and sometimes the teaching itself for the children being schooled at home.
- Her own children, in the holidaysIgwe and Chioma babysit the children and help clean the grounds. Some of the children come back to the house and stay a few days.
- School fees and hospital billsPaid where the resources reach, quietly, one family at a time.
Amazing Tots Orphanage Home, Abuja, writing to acknowledge one hundred and thirty-two thousand, seven hundred and sixty-eight naira, received on the fifteenth of October, for the children's school fees and for uniforms and books for the new session.
The women's conferences
She was asked to speak to the women of the Kubwa Archdeaconry, and then to the parishes in Onitsha and in Uyo. She did not leave it at speaking.
- Motivational talks at the women's conferences, parish by parish
- Money and guidance to start small trades, vegetables, soap making, whatever would hold
- The enrolment fees for the Girls Guide and the Mothers Union, paid for the women in each parish who could not pay them
- St Andrew's Anglican Church, Kubwa
- Years on the Harvest Committee, raising the money by selling advertising. A member of the Pastoral Council, and Choir Matron until the family moved out of Kubwa.
- The Federal Road Safety Corps
- Special Marshal, Unit 21 Command.
- Rotary
- A member of the club.
“When my husband died in 2018, Madam Oby came to visit me and the kids, and from that day till now, she has never stayed far from me. When I moved to the UK, I thought she was telling me goodbye. Little did I know she had adopted me into her life.”. Blessing Achonu
“I will never forget how she stepped in to ensure care for a little girl with chronic kidney disease, funding treatment and follow-up support that changed her life.”. Ugonnia Brian Abadom
“When I lost my dad, everything just fell apart. She didn't wait to be asked; she came, she stayed, and she carried me through it in every way that counted. I know I wouldn't be here without her.”. Tikue
Her address
What the journey taught me
When I look back at my journey, I am filled with gratitude. Gratitude to God, gratitude to my family, to my friends, my colleagues. Gratitude to my husband, my children, my sisters-in-law, my siblings. Gratitude, gratitude, gratitude.
I did not start with anything figured out. Definitely not. I had my dreams, my determination, faith, and the willingness to learn. Along the way life presented its own opportunities, but it also presented its challenges.
Success is not about having a perfect journey. It is about having the courage to keep moving when the journey becomes difficult.
My journey taught me the value of integrity, resilience, relationships, hard work, excellence, service. I have learned that the people we meet and the lives we touch are often more important than the positions we hold or the titles that we carry.
What kept me going was my faith, my family, the people who believed in me, and the conviction that whatever I was doing should have meaning beyond myself. Life is not about myself. Life is about the other person.
To the younger generation
- Guard your integrity.
- Do not be in a hurry to become successful.
- Build character first, while you build your career.
- Learn continuously.
- Treat people with respect. Treat people well.
- Keep your word.
- Never underestimate the power of consistency.
There will be seasons when you feel tired. There will be seasons of disappointment or uncertainty. But please don't give up, your difficult season may be preparing you for something greater.
As I look at this next chapter of my life, I hope my life represents faith, excellence, service, friendship, integrity and impact.
Live a life that makes a difference.
Love, laugh, give more.
Don't just pass through the world. Leave it better because you were here.
Thank you for being part of my journey.
May the lives I touched continue to speak when my name is eventually forgotten.